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Financial Services:
Checking Accounts
Savings Accounts
Certificates of Deposit (CDs)
Individual Retirement Accounts (IRA)
Loans
Real Estate
Business
Personal
Mini Application
Debit/Check Cards
Check Printing
Other Services
Fee Schedule
Grant Application (PDF)

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record all information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Fee Schedule

Item Fee
Account Closed Within 90 Days of Opening $10.00
ATM Transactions Free at any Ravalli County Bank ATMs, $1.00 at other bank ATMs
ATM Surcharge $1.75 for non-customers using Ravalli County Bank ATMs
ATM/Debit Card Replacement $6.00
Bank Drafts Canadian: $24.00 / Foreign: $24.00
Canadian Checks Deposited $2.50 handling fee per item
Cashier's Checks: Deposit Customers

Cashier's Checks: Non-Deposit Customers
First Check Free, Additional Checks $3.00/ea.
$5.00/ea.
Coin Counting Free for customers
5% of amount for non-customers
Collections $15.00
Counter Check Encoding $.15 per check
Deposit Verification $5.00 per written verification
Dormant Checking Account Fee
12 Months of no customer initiated activity per month for accounts under $100.00
$5.00
Fax Transmissions Outgoing & incoming: first 5 pages free; $.50 per page after 5 pages
Foreign Currency Handling $15.00
Garnishment, Execution & Judgment
Against Account
$50.00 per occurrence
Money Orders $2.00 for customers
$4.00 for non-customers
Night Deposit Bags $20.00
Non-Customer Check Cashing $10.00 per check
Notary Free
Online Banking Free to customers
Online Web Bill Pay Free to customers, unlimited payment
Overdrafts/NSF check
Continuous Overdraft Fee
$20.00 per check, $240 maximum per day
28.00($4.00/day) charged weekly
Purchase of US Treasury &
Fed Agency Bonds
$75.00 per transaction, includes safekeeping of bond
Photocopies $.20 per page
Research/Reconcilement $25.00 per hour, 1 hour minimum
Safekeeping Documents/per month $1.00
Large items, space permitting $3.00
Signature Guaranty $2.00 each for customers,
maximum fee of $6.00
$3.00 each for non-customers,
maximum fee of $9.00
Statement Printout of Account Mid-Cycle $1.00 per statement
Stop Payment $20.00 per check
Traveler's Checks $1.25 per $100 of one-party checks
$1.75 per $100 of two-party checks
Wire Transfers Domestic Outgoing: $18.00
Foreign Outgoing: $45.00
Non-customer Incoming: $10.00